How to Have a Debt-Free Christmas

How to Have a Debt-Free Christmas

It’s coming. Christmas is around the corner. Have you been saving for it? If you haven’t, you’re not alone. Most people don’t save for holiday spending and unfortunately, go into debt because of it. But that doesn’t have to be the case this year. My guest, Lauren Greutman is here to show us all how to have a debt-free Christmas. Lauren is an award-winning Consumer Savings Expert and the best-selling author of The Recovering Spender. She’s a regular guest on the Rachael Ray show, the Today Show, and Dr. Oz. In this episode, Lauren shares her story of getting out of over $40k of debt, actionable tips for having a debt-free Christmas, and how to avoid spending temptations. And I may have also asked what it’s like to be on national TV.


The Military Money Show is supported by Navy Federal Credit Union. Navy Fed likes to reward its members for using their credit cards. I don’t know about you but I like a little cash back when I buy. When you use the cashRewards card and sign up for direct deposit you can earn up to 1.75% cashback. What’s even better is if you use the Navy Federal app you can redeem the rewards as you earn them. Plus your rewards never expire. To learn more visit

How to Have a Debt-Free Christmas Details

  • How Lauren went from being in debt to finding success
  • Why most people go into debt during the holidays
  • The expenses people forget to budget for
  • Lauren’s advice to make financial changes
  • Steps you can take to stay out of debt this Christmas
  • Lauren’s 30 Days to a Debt-Free Christmas challenge
  • Walmart going from layaway to buy now, pay later
  • How to avoid spending temptations
  • The impacts of social media on spending
  • What it’s like to be on a national TV show
Related: Buy Now, Pay Later

How to Have a Debt-Free Christmas Resources

Related: How to Get Yourself Out of Debt


If you’re interested in joining the community of military and financial professionals for the first-ever MilMoneyCon. You can sign up here: Get MilMoneyCon Updates

Got Money Questions?

Get them answered on the show. Submit your questions here.

Thank You for Podcast Reviews!

I appreciate your review of The Military Money Show on iTunes, Google Podcast, iHeart Radio, and Stitcher. It helps me make the podcast better and better. Plus, it helps other people find me.


Disclosure These notes may contain links to our affiliate products or services, which means I might get compensation when you click or buy. That said, I’m only going to put affiliate links that are in line with our podcast discussion. If you want to “kickstart” your finances in the military, you can get access to my free Financial Kickstart Kit here.
Learning how to have a debt-free Christmas can reduce stress and set you up for success in the new year. Here are the steps you can take.